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  eFunds Provides Remote Graphics Distribution for ATMs  
     
  Solution Allows Customers to Tailor and Upload ATM Graphics and Messages Remotely via the Internet  
     
  SCOTTSDALE, AZ -- (MARKET WIRE) -- 11/15/2004 -- eFunds Corporation (NYSE: EFD), a leading provider of risk management, electronic payments and global outsourcing solutions, today announced a remote graphics distribution solution for Diebold® TCP/IP-based ATM machines running Windows® and OS/2® operating systems. The solution will be available during the first quarter of 2005. Available to customers via eFunds Online, remote graphics distribution will provide EFT customers the ability to control and self-author ATM content and advertising for their complete ATM portfolio from a Web browser.

The remote graphics solution utilizes TEKchand's ATMRewards™ technology to automatically distribute graphics to ATMs. New or existing eFunds customers can easily implement the solution after logging on to eFunds Online and clicking "ATMContent Builder" to access the Remote Graphic Distribution and Screen Content interface. Customers may use the web module to upload graphics and schedule content delivery to target ATMs. In addition, screen and receipt content changes can be performed on ATMs running TCP/IP, SNA, Bisynch and even Native dial.

"200 million Americans use ATMs an average of six times a month -- more than 12 billion transactions each year. The ability to self-author and change multi-media messages on ATM screens is no longer an issue of convenience, but has become a necessity as ATM owners tap into the value of their most frequent customer touch point," said Rahul Gupta, senior vice president and division executive, eFunds Corporation. "This solution allows eFunds' customers complete self-management and control over the messages appearing to their customers, and reduces the costs associated with on-site graphics loading."

"The industry is looking for a multi-vendor solution for remote graphic file distribution because of the costs, delays, and inconvenience associated with uploading graphics locally at the ATM," said Rajeev Bahri, managing director of TEKchand. "The ability to remotely load graphics to OS2- and Windows-based ATMs from a unified web interface reduces cost to ATM owners and provides a channel for campaign marketing."

The solution will be demonstrated November 16-19, at BAI's Retail Delivery Conference & Expo at eFunds' booth number 8035.
For pricing details and more information, contact eFunds at 888.9eFunds.

 
     
 
About TEKchand:

TEKchand LLC, founded in 1999, is a Chicago-based technology company that is an ATM Software and Solution provider. The company's flagship product, ATMRewards™ Software Platform, is a web-based ATM screen and receipt content development, management, and delivery system. The application interfaces directly with the ATM Driving Switch to enable real-time content changes and 1-to-1 targeted marketing on your entire multi-vendor ATM portfolio, including state-screen based OS/2 ATMs. Beyond simple ATM screen changes, the application supports targeted coupons, interactive advertising messages to collect customer responses, automated marketing messages, ATM personalization, and more. Some major ATM processors in North America deploy the platform. Visit us at www.tekchand.com for more information, or contact us at sales@tekchand.com for a product demo.

About eFunds:

eFunds Corporation (NYSE: EFD) is an industry leader with nearly 30 years of experience and expertise in electronic payments and risk management. eFunds and its subsidiaries offer electronic transaction processing, risk management and related outsourcing solutions to financial institutions, electronic funds transfer networks, government agencies and retailers around the world. Committed to providing excellent customer service and award-winning products, eFunds enables its clients to reduce transaction and infrastructure costs, detect potential fraud and enhance relationships with their customers. www.eFunds.com.

Statements made in this release concerning the Company's or management's intentions, expectations, or predictions about future results or events are "forward-looking statements'' within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are necessarily subject to risks and uncertainties that could cause actual results to vary from stated expectations, and such variations could be material and adverse. Factors that could result in such a variation include, but are not limited to, the inherent unreliability of earnings and revenue growth predictions due to numerous factors, including many beyond the Company's control, potential difficulties, delays and unanticipated expenses inherent in the development and marketing of new products and services, competitive factors, and the numerous risks and potential additional costs, disruptions and delays associated with the establishment of new business initiatives. Additional information concerning these and other factors that could cause actual results to differ materially from the Company's current expectations is contained in the Company's Quarterly Report on Form 10-Q for the period ending September 30, 2004.